Certificate of Transaction of Business
            Under Fictitious Name - by Individual

                           Certificate

KNOW ALL MEN BY THESE PRESENTS:

That the undersigned does hereby certify the following:

1.  The undersigned is transacting or proposes to transact
business in the State of _____________ under the
fictitious name of ______________________________________.

2.  The principal place of said business is located at
______________________________________.

3.  The full name of the undersigned is _________________.

4.  The place of residence of the undersigned is _________
_______________________________________.

Dated _______________             ________________________
                                        [Signature]