Dear

Enclosed please find your new   [name]    cards, which have
an expiration date of

I have been advised that should your    account be renewed
in   [month]   , the credit limit on the account will be
reevaluated based upon your account balance.  With this
knowledge in hand, I would hope that the account balance be
reduced below the  [amount]  credit limit within this time.

Thank you for your cooperation in this matter.