Dear

We are in receipt of a directive from [name of company]
concerning the above captioned Regulation.  This new
regulation went into effect on     [date]  and requires
that complications of pregnancy be covered in the same
manner as any other injury or disease.

"Complications" is defined as anything other than a
normal delivery.  This is applicable to any employee,
dependent spouse or dependent child.

Due to the potential increase in claims, it has become
necessary to increase our quoted rates to comply with
this regulation.  The new employee rate will be $
and the new spouse rates will be $       ;  the new
spouse and children rate will be $      and the new
children only rate will be $

If you have any questions regarding these rate increases
due to the change in regulations, please feel free to call.