Dear

This correspondence is to inform you that your above
subject notice, effective     [date]     is of little
effect inasmuch as the coverage was, in fact, canceled
on     [date]

We wish to advise you that this oversight on your part
shall in no way accrue an earned premium or short rate
due by this insured.

If you are in disagreement with the information I have
stated above, please direct any future correspondence
to my attorney:

                     [name of attorney]
                     [law firm]
                     [address]
                     [city,state,zip]