TIME NOTE








     FOR VALUE RECEIVED, the undersigned jointly and severally
promise to pay to the order of _, the sum of _ [$_] Dollars,
payable with interest thereon at the rate of _% per annum on
the unpaid balance.
     The entire sum of principal and accrued interest shall be
fully payable on _, 19_.
     In the event of default, the undersigned agree to pay all
reasonable attorney fees and costs of collection.


    Signed under seal this _ day of _, 19_.








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