LOAN PROGRAM VERSION 3.0
                         
                              By

                        Duane D. Becker
                       2419 Cochin Street
                     Grand Island, NE 68801


This program is written for Microsoft Windows using Microsoft Visual 
Basic.  To run the program create an application icon in Windows, 
or execute it from File Manager.  The Visual Basic run-time file 
(VBRUN100.DLL) needs to be in the same directory with LOAN30D.EXE or 
in your path.  It will run on any IBM compatible computer using
Microsoft Windows Version 3.0 or 3.1 in normal or enhanced mode.

If you do not already have the run-time library, then you will need 
to obtain it.  It is available on most bulletin boards.  If you can't
find it elsewhere then download LOAN20VB.ZIP from the File Shack BBS
at (308)384-1395.

The unregistered program is exactly the same as a registered copy except 
that the "View with Notepad" option has been disabled for loan
terms exceeding 2 years.  The printed report indicates that it is an 
unregisted copy and includes an order form for registration. Loan files
can be saved and re-opened at a later time.

You have the option of entering the Loan Amount, Interest Rate, and
Term and have the program calculate the Monthly Payment, or entering
a Payment and have the program calculate a Loan Amount for that 
Payment.

An option is provided to have the interest totals calculated for each
year or to have the interest totals accumulate throughout the term of
the loan.

Version 3.0 has added the capability to calculate variable rate loans,
and to make additional payments on the loan.

A registered copy of the program may be obtained for only $25.00 by
using the order form provided with the on-line help.  Select the order
form from the on-line help and then print it using "print topic" or 
use the Order Form that is included with any printed report. 

Please distribute the unregistered copy to anyone you know who may be 
interested in it. 


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The following procedure is suggested  for installation on your hard drive.
    1) Make a sub directory on your hard drive such as \LOAN30.   You can do
       this at the DOS prompt by typing  "MD \LOAN30",  or you can make a 
       directory using the Windows File Manager.

   2) Copy the files from the floppy disk to the new directory.  You can do
      this at the DOS prompt by typing "COPY  A:*.*  C:\LOAN30\*.* " if your
      loan directory is on drive C, or  you can copy the files from the 
      floppy disk using Windows File Manager.

   3) Make an application icon.  Enter Windows Program Manager and  
      "Restore" the "Applications" program group.  Then click "New" from
      the "File" menu.   Select "Program Item" and click the "OK" button.
      Enter "Loan 3.0" in the "Description" text field.   
      Enter "C:\LOAN20\LOAN30D.EXE" in the "Command Line" text field.  
      Then, click the "OK" button.

   
 
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