FUNDS AND ACCOUNTS:

There are several sample budgets you
can 'Open', modify, and 'SaveAs' the file
"CURRENT.BGT" to get started. Since
Delete Fund and Delete Account don't
delete them from the list until the following
month, you may wish to change their
names rather than delete some and add
others. (See options under the 'Budget'
menu).

Some suggested Funds are:
Auto, Charity, Clothing, Education, Electric,
Entertainment, Food, Gas, Gifts,
Household, Income, Insurance, Laundry,
Medical, Miscellaneous, Personal Care,
Phone, Rent (or House Payment), Savings
(i.e. Money set aside to be put into a
savings account or invested), Taxes (if
your budget is based on gross pay rather
than net pay).

Some suggested Accounts are:
Cash, Checking (one for each bank), Visa
etc. (one for each card). If you want to
record a bank savings account also, you
will probably want to create a special Fund
(such as SAVED) which always has the
same balance as your savings account.
Then when you make deposits from a
checking account, you can record an
Account transfer (Checking account to
Savings account) and a Fund transfer
(SAVINGS to SAVED). Or you can keep all
Savings account records separately.
