AFFRD400.ZIP 174225 08-02-94 Afford It??? 4.00 is an annuity calculation | package. It amortizes loans, calculates | savings with steady or variable deposits, | tracks your loans, and calculates interest by | two different methods. (Garrett Krueger) | (ASP) (Reg.Fee: $30) AMORTIZE.ZIP 95970 01-30-94 Amortize is a loan calculation and | amortization program. The program lets you | save and recall amortization schedules and | has a very nice user interface. (J. Gordon | Rowe) (Reg.Fee: $20) AMORTZ.ZIP 290811 03-18-96 Amortz 2.20 calculates loan payment amounts, | interest rates, number of payments or current | principal amounts. It also generates payback | schedules displaying the principal and | interest portion of each payment by due date. | (James J. Bowyer) (ASP) (Reg.Fee: $15) AMT353J.ZIP 109164 01-13-94 Amortization Table 3.53-J is a good dedicated | amortization program. It supports loan | periods up to 50 years. It features bi-weekly | (26 payments per year) schedules, | interest-only loan schedule, principal-only | payments, up-front interest points, | additional loan charges and optional APR | calculations. You even have the option of | printing a schedule with only year end | interest and principal totals. It also | includes a calendar program that will print | month/year calendars. (Harold Pfannenschmid) | (ASP) (Reg.Fee: $34) ARM.ZIP 30553 12-27-94 ARM lets you track and analyze advertising | costs. Reports include "cost per inquiry" and | number of responses per advertisement". ARM | is menu driven, easy-to-use program that does | not require any computer expertise. We were | disappointed with the program at first | because we feel that "analyzing | effectiveness" should mean tracking the | amount of revenues generated by each | advertising source, which ARM does not do. | But after further consideration, we concluded | that the information it does track is useful | too. Requires 512k and a 720k or greater | drive. (David Arnold) (Reg.Fee: $25) CHF112.ZIP 143101 01-22-96 Loan Chief 1.12 is a set of loan tools for | calculating loan amortization schedules and | charts. Professional schedules can be | generated with monthly, quarterly, | semi-annual or annual detail. Options are | available to illustrate the savings incurred | with an early payoff of a loan to show tax | savings with mortgages. (Michael D. Jones) | (ASP) (Reg.Fee: $18-28) FIN_CALC.ZIP 71926 01-30-94 Financial Calculation is a menu driven | program that can calculate the following: | interest on a declining balance, simple, | compound and comparable interest. Using the | amortization option you may solve for term, | payment or principal. Depreciation can be | entered using straight line, declining | balance and sum of the years digit methods. | There is a section on discounts showing | payments from cash and acquired loans (up to | 90 day accounts). (Khobey Software) (Reg.Fee: | $20) HLQ.ZIP 30918 08-02-91 Home Loan Qualifier will help individuals | and realtors determine realistically how much | house one can afford. The only input required | is Gross Annual Income, Monthly Debt | Obligations, the current Annual Interest Rate | on Mortgages, and the term or length of the | loan in years. The author of this program is | a licensed realtor. (Ron Schmidli) (Reg.Fee: | $5-$20) HOME_REF.ZIP 307293 02-04-94 Homes: Refinance determines how much money | will be saved by refinancing. It works with | two-step and fixed interest loans. The | average interest rate is estimated for | variable interest loans. 512K RAM & 1 MB of | disk space. (Real Estate Consultants) | (Reg.Fee: $19) HOMEBUY.ZIP 132832 01-30-94 Homebuying and Refinancing is an outstanding | home purchase planning program. It determines | total yearly costs (PITI, points, insurance, | expenses, and more), after-tax costs and | present value costs for fixed rate, ARM, | PLAM, and Two-Step mortgages. It also handles | prepayments, and rates a home buyer's chances | of loan approval. Other features include an | analysis of refinancing, analysis of buying | versus renting, escalation of income, file | saving and recalling of data and results, | pop-up pick lists, customized report cover | page, and user definable loan qualification | criteria. This is the best home loan analysis | program we have seen. We suspect that it | would be good enough for loan institutions | and other such professionals, yet it is easy | enough for anyone to use, walking you through | each step of the program. The output is clear | and contains very useful information. (Byers | Software) (Reg.Fee: $30) HOMEREFI.ZIP 595582 04-29-94 Home Refinancing 1.2 computes actual and time | value adjusted savings from refinancing. | Points may be optionally capitalized. Bonus | calculators show alternative payment options | (any number of periods per year, payment in | advance or arrears) and payment schedules | with amounts of interest and principal | accumulated for each year. (Philip S. Will) | (ASP) (Reg.Fee: $30) HOMESBR.ZIP 351131 02-04-94 Homes: Buy or Rent analyzes buying versus | renting by evaluating 15 variables and a | variety of loan types. It calculates and | graphs the break-even points for each | variable. Requires 512K RAM and 1+MB of disk | space. (Real Estate Consultants) (Reg.Fee: | $19) LNPAY21.ZIP 310362 08-02-94 LoanPmt 2.1 generates loan calculations and | displays amortization and loan comparison | tables. (Data Language Systems) (Reg.Fee: $25) LOAN300.ZIP 87494 05-16-96 Home Loan Diary 3.0 is a home mortgage diary | and amortization schedule calculator. (Philip | P. Kapusta) (ASP) (Reg.Fee: $20) LOAN443.ZIP 46720 08-29-93 LoanValu 4.43 is a loan calculation program. | It will find missing elements and lets you | compare loan rates. (C. William Hodgson) | (Reg.Fee: $25) LOANACCL.ZIP 126450 01-06-94 Loan Accelerator 1.05 shows the savings that | occur when extra or oversized payments are | made on a loan. (Compuloan) (Reg.Fee: $?) LOANDBM.ZIP 95608 07-15-90 Loan_db_Manager 2.3 is a loan analysis | program. It has a pop-up calculator, equity | calculation, and two-loan comparison. It has | a very slick, smooth integrated interface and | is easy to use. After you input the | information into a loan database, you can | request a variety of reports, including | Yearly Amortization Schedule, Cost of Loan, | Equity vs. Balance, Rate Comparison, and | Prepayment Analysis. (Soft Solutions) | (Reg.Fee: $25) MOFC.ZIP 209309 01-17-94 My Own Financial Consultant 1.0 provides help | for comparing different loan rates and | depreciation procedures for acquiring assets. | It features mortgage rate comparisons, an | amortization schedule, compound interest | calculations, loan analysis, and more. | (Eastern Digital Resources) (Reg.Fee: $25) MOMONY01.ZIP 133648 10-20-93 MakeMoney 1.01 tells how to save money and | invest it in paying off mortgages. A primer | is included on becoming totally financially | free. Requires 640K RAM, VGA, and 800K of | hard disk space. (Michael Mathiesen) | (Reg.Fee: $17) MORCOMP.ZIP 243668 04-27-94 Mortgage Reduction Strategies 1.03 is a | professional, mortgage comparison system. It | will amortize any loan or mortgage with a | basic regular payment schedule. It allows | unlimited alternate schedules such as | biweekly, monthly with quarterly extra | payments, monthly with annual extra payments. | It displays costs of up to five 30-year | mortgages in parallel columns. (Bottom | Line Software, Inc) (Reg.Fee: $80) MORTACCL.ZIP 96914 01-29-94 Mortgage Accelerator makes it easy to | analyze different ways of accelerating | mortgage payments. (Reg.Fee: $15) MORTCALC.ZIP 15950 05-29-89 Mortcalc displays four windows in which to | perform different types of mortgage | calculations: mortgage payments, mortgage | amount, present value and future value. | (Telemacus Software Associates) (Reg.Fee: $?) MORTCOMP.ZIP 209876 01-29-94 Mortgage Comparison Strategies compares up | to five mortgages or one mortgage with four | reduction strategies on one page. It handles | all the popular prepayment plans, and reports | the total cost and relative savings. (Bottom | Line Software, Inc) (Reg.Fee: $80) MORTGAG.ZIP 48649 01-12-94 Mortgage Analyst 1.0 provides analysis of | normal, extra payment and fixed principal | mortgages. It will determine the mortgage | payment amount, find unknown variables, such | as principal, interest, terms, etc., and | determine the effective interest rate per | year. (Sebastian J. Palack) (Reg.Fee: $15) MORTMGR.ZIP 64718 07-09-90 Mortgage Manager 1.1 is a financial program | for personal recordkeeping of mortgage and | escrow accounts. It will track up to 99 | mortgage accounts per year, and will print | reports on payments, interest/principal, | principal balance, current escrow amount, | yearly interest paid (for tax purposes), | total amount of interest paid to date, and | various lender information. (William Baum) | (Reg.Fee: $35) MORTPLAN.ZIP 73061 01-30-94 Mortplan is a comprehensive mortgage | amortization and analysis program. In | addition to displaying normal amortization | schedules to the screen or printer, it will | perform comparisons of rates vs amounts and | years vs rates. It will also allow you to | adjust your loan amortization schedule for | additional payments of either a regular extra | amount or for one-shot extra payments. | (Mustang Software, Inc.) (Reg.Fee: $56) MRT204.ZIP 225234 01-10-96 Mortgage Analyzer 3.12-32 lets you do | amortization schedules. Requires 512K RAM and | hard drive with 500K free disk space. | (Michael D. Jones) (ASP) (Reg.Fee: $30-50) PCLOAN5.ZIP 258678 02-21-95 PCLoans 5.11 is a loan calculation and | amortization schedule program for those with | advanced needs. The program has pull-down | menus and context-sensitive pop-up help | screens. It includes special calculations for | Canadians. Schedules can be customized to pay | any amount of interest or principal on any | date, interest only, principal only or | balloon payments. You can generate schedules | with 1,2,3,4,6,12,13,24,26, or 52 payments | per year and add an extra ("bonus") payment | schedule to a primary mortgage. A loan | calculator will let you play "what-if", | calculate the results of unscheduled | prepayments and balloon payments, and will | perform REG Z compliance tested APR | calculations, including points. Printed | reports can be completely customized. | Requires 512k; we first started it with less | (because of TSR's) and it aborted back to DOS | in the middle of data entry when we tried to | bring up a help screen. (Bottom Line | Software, Inc) (Reg.Fee: $83) PFP.ZIP 52469 11-26-90 Personal Financial Planner is a financial | planner for loans, mortgages, investments, | and budgets. Financial analysis programs are | one of the types of software that we see tons | of every month and rarely add new ones unless | they are particularly good. This one is. For | example, the home loan analysis section takes | into account the sale of your old house, | closing points, insurance and taxes on the | new house, and even the agent's commission on | your old house. Data can be saved and | recalled and easily changed. (World's Finest | Software) (Reg.Fee: $0) POINT.ZIP 30364 04-15-94 Points 2.0 helps determine if a borrower | should buy points on a loan in order to | reduce the interest rate on the loan. It | determines exactly how much money is being | spent on interest payments each month of your | loan in both cases. (Property Statistics Co.) | (Reg.Fee: $5) URAR50.ZIP 113667 11-19-93 Uniform Residential Appraisal Report 5.0 | helps potential home buyers complete the | Uniform Residential Appraisal Report required | by FHA, VA, Fannie Mae, Freddie Mac, and | FmHA. (Calvin E. III Flint) (Reg.Fee: $1-50) ZLOAN21.ZIP 164658 01-19-95 ZLoan 2.1 is a loan amortization system. It | offers weekly, biweekly, monthly, quarterly, | semi-annual, or annual payment frequencies. | Loan amortization schedules may be shown on | screen or printed. Different sets of | variables may be entered on the screen at the | same time for comparison purposes. Tables of | payment amounts and loan prices comparing | various interest rates, principal amounts, | and number of periods can be displayed on | screen. (ZTL Computer Systems) (Reg.Fee: $25)